After a sharp drawdown in 2025, XRP has slid more than 50% from its cycle peak and remains stuck under $1.50. A modest recovery has improved price action in recent weeks, but momentum looks fragile and the market is still trading sideways — leaving a key question for 2026: can XRP retake $3, which would require a rally of more than 100% from current levels?
Two algorithmic prediction sites suggest that outcome is unlikely next year. Crypto Predictions’ models paint a muted picture for XRP in 2026: some upside is expected, but no major breakout. Their highest projected level for the year is $2.277 in April, and average readings keep the token below the $2 mark, implying only single- to double-digit gains rather than a full-blown surge past $3.
CoinCodex delivers a similar outlook. It anticipates a mildly bullish first half of 2026 with potential double-digit increases, but most monthly forecasts still sit beneath $2. As the year closes, CoinCodex expects XRP can climb above $2 and potentially hit a maximum near $2.25 — roughly a 57.28% rise from today’s prices. A move to $3, by their model, looks farther off: CoinCodex projects a possible breach in January 2028, peaking around $3.39, while the remainder of 2028 would largely remain under $3.
Bottom line: both services foresee modest upside in 2026 but not the >100% rally to $3. Traders and holders should monitor whether recent gains can be sustained and watch for fundamental catalysts that could shift these model-driven trajectories. (Not financial advice.)
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