A pseudonymous crypto analyst has named 13 decentralized projects he believes could spark the next meaningful wave of crypto adoption — not speculative meme tokens, but infrastructure plays that replace legacy systems worth trillions.
Who said it and when
- On May 24 the user X Finance Bull, a well-known pseudonymous analyst on X (formerly Twitter), published a post arguing that the next phase of capital inflows will be led by networks with clear, real-world utility. Rather than short-term hype, he says adoption will come from protocols that provide core rails for payments, data feeds, real-world assets (RWAs) and on‑chain connectivity.
Why these projects matter
- X Finance Bull’s thesis: each project on his list serves a distinct function and effectively substitutes a slice of existing financial infrastructure. Over time, that structural demand — when banks, institutions and businesses actually rely on these networks — will drive sustained price appreciation through compounding partnerships and integrations, not overnight rallies.
Three highlighted picks
- XRP: Topping the list, XRP is framed as a global settlement layer and neutral bridge currency for cross-border payments. The XRP Ledger converts fiat into XRP, moves value across the network, then converts to the destination currency — enabling low-cost transfers that settle in roughly three to five seconds.
- Stellar (XLM): Built in 2014 by Jed McCaleb (a Ripple co-founder), Stellar targets low-cost, near-instant cross-border settlement. Its focus on financial inclusion and remittances makes XLM a popular bridge currency for small-scale international transfers.
- Ondo Finance (ONDO): Positioned as a leader in tokenized real-world assets, Ondo’s products (notably OUSG and USDY) reportedly hold the largest DeFi-native share of tokenized government securities. According to a Standard Chartered forecast cited by the analyst, the tokenized RWA market could reach $30.1 trillion by 2034. Ondo has also expanded into tokenized U.S. stocks and ETFs.
Other networks mentioned
- Beyond those three, X Finance Bull referenced several widely followed ecosystems that he says fill specific infrastructure roles: Solana (SOL), Chainlink (LINK), Cardano (ADA), Algorand (ALGO), and others — each intended to replace legacy pipes and services worth huge sums today.
Price dynamics and investment view
- The analyst stresses these utility networks are long-term holds: they grow incrementally as integrations and institutional adoption compound. Until demand becomes structural — when banks and firms actively depend on these chains — prices will reflect the pace of real adoption. In his view, infrastructure projects are more likely to survive market cycles than trend-driven, high-volatility projects.
Bottom line
- X Finance Bull’s list is a reminder of a common narrative in crypto: real-world utility and institutional integration, not speculative mania, could underpin the next major phase of market growth. As always, this represents one analyst’s perspective and not investment advice; investors should do their own research and weigh risks before acting.
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